Estimate the income your dividend stocks pay today, and project how that income and your portfolio value could grow over time if you reinvest dividends (DRIP) versus take them as cash. Whether you’re sizing up a single position or comparing a dividend growth strategy against a high-yield one, these two calculators cover both the here-and-now math and the long-run projection.
Looking for income specifically from high-yield, covered-call-style ETFs (like YieldMax funds) where NAV decay matters? Use our High-Yield ETF Dividend & NAV Calculator instead — it models return-of-capital and NAV erosion, which this general-purpose calculator does not.
Dividend Income Calculator
Enter your share count and the stock’s annual dividend per share to see your income per payment and per year.
DRIP (Dividend Reinvestment) Calculator
Model a long-term scenario: what happens to your investment if every dividend is automatically reinvested versus taken as cash, given assumptions for dividend growth and price growth.
| With DRIP (Reinvested) | Without DRIP (Cash) | |
|---|---|---|
| Ending Value | — | — |
| Total Dividends Received | — | — |
Frequently Asked Questions
What is DRIP?
DRIP stands for Dividend Reinvestment Plan. Instead of receiving dividend payments as cash, they are automatically used to buy more shares of the same stock or fund, which then earn their own dividends — a compounding effect over time.
How accurate is the DRIP projection?
It’s a simplified, illustrative model using constant assumed growth rates for dividends and price, compounded annually. Real markets don’t grow in a straight line — dividend growth can pause or reverse, and share prices fluctuate. Use it to compare scenarios and understand the mechanics of compounding, not as a return forecast.
Does this account for taxes?
No. Dividend taxation depends on your account type (taxable vs. tax-advantaged), your tax bracket, and whether dividends are qualified or ordinary. This calculator shows pre-tax figures only.
Is this financial advice?
No. EskiSignal provides these calculators for educational purposes only. They do not recommend buying, selling, or holding any specific stock or fund.
